The years of crisis were characterized by a moderation of the lending activity in Romania, banks have changed their focus from a rapid expansion towards a strategy determined by caution. The credit institutions have adapted the strategy, the territorial expansion plans, the product portfolio and...

This paper will discuss saving with the population of Republic of Macedonia. Saving is defined as a difference between spending and income, or as a deferred spending at the moment. The basic aim of the paper is analysis of the saving status of the population in Republic of Macedonia and its...

The years of crisis were characterized by a moderation of the lending activity in Romania, banks have changed their focus from a rapid expansion towards a strategy determined by caution. The credit institutions have adapted the strategy, the territorial expansion plans, the product portfolio and...

The global financial crisis has highlighted the issue of the role and importance of the banking sector in a modern economy. It showed that the problems in the sector is the sector rarely, but rather transferred to the whole economy, impacting negatively on access to credit, payment mediation and...

В статье освещены теоретические подходы к определению концепции маркетинга отношений (клиентинг). Обоснована актуальность внедрения клиентоориентированного...

This article is a report of Spain’s progress in financial sector reforms. The key reforms in the financial sector have been either adopted or designed. The economy has risks at times as it takes up the challenges of correcting pre-crisis imbalances. The economy may face decline, but...

The article describes theoretical approaches to definition of the concept of relations marketing (clienting). It justifies urgency of introduction of client-oriented marketing approach in bank activity for provision of effective interrelation of the bank with its clients, development of...

This paper investigates macroprudential policies and their role in containing systemic risk in China. It shows that China faces systemic risk in both the time (procyclicality) and cross-sectional (contagion) dimensions. The former is reflected as credit and asset price risks, while the latter is...

This paper presents the Third Progress report on Spain’s financial sector reform. Correction of Spain’s large external, fiscal, and financial imbalances is well underway, with policy actions at both the European and Spanish levels helping to ease market pressures over the last...

This paper discusses findings of Fourth Progress Report on Spain’s financial sector reform. Implementation of Spain’s financial sector program remains on track. Essentially all measures specified in the program have now been implemented, as envisaged under its front-loaded...