Mardika, Dhoni Rizky Widya; Damayanti, Theresia Woro; … - In: Cogent business & management 11 (2024) 1, pp. 1-13
borrowers and the role of gender as a moderating variable. Our sample was 356 micro, small, and medium enterprise actors in the … discouraged borrowers. However, the contextual role of gender is not fully proven because it can only weaken the self …-efficacy effect of discouraged borrowers. This study enriches the literature by proposing discouraged borrowers from a demand factor …