In the European Union (EU), the revised Payment Services Directive (PSD2) aims to provide more convenient and customized financial products through open banking (OB) platforms. However, little attention has been paid to the role of OB in improving the financial well-being of the growing number...

We study how regulation shapes the interaction between financial fragility and bank liquidity management and propose a rationale for the complementarity between bank recovery and resolution planning. To this end, we analyze an economy in which a benevolent resolution authority sets a bank...

This study examines the long-term impact of the TARP bailout on bank risk-taking. Using data from 2005 to 2014, our results indicate that TARP can help reduce TARP banks’ risk-taking. And this effect becomes less significant in a shorter sample period (2005 to 2010). Furthermore, the empirical...

Over the past few years, the concept of a Digital Banking and Fintech Sandbox has emerged as a powerful force for driving innovation and fostering financial inclusion, especially in emerging economies that grapple with various challenges in providing access to essential financial services. A...

- The emergence of neo-banks in India and the UK reflects the increasing demand for digital financial services. The dawn of the digital age in the financial sector has paved the way for increased alliances between incumbents and ‘fintech’ organizations.- Neo-banks, digital-only banks that...

The link between bank trust and financial inclusion remains less explored despite the recent emphasis on financial inclusion in the midst of significant declines in bank trust across the globe. From an emerging country perspective, we examine the bank trust – financial inclusion nexus and the...

This study seeks to understand the impact that neo banking has had on the financial inclusion of the youth population in Bangalore. This study will also evaluate what challenges remain in terms of full-fledged financial inclusion of the youth and what steps must be taken in order to overcome...

Meeting the credit needs of women and help them to set-up their micro enterprises is the best strategy to empower them. The purpose of this is not only to provide benefit & employment to the females but it can also become a source of earning for the banks which serves this purpose. By this their...

Financial inclusion is delivery of financial services, at an affordable cost, to the vast sections of disadvantaged/low-income groups who tend to be excluded from the formal financial system. Notwithstanding the widespread expansion of the banking sector during the last three decades, a sizeable...