This paper documents how a system wide deterioration in funding quality, which we argue to be underpinned by macroeconomic conditions, can have a substantial effect in the pricing of deposit and loan rates. The study is motivated by a puzzling observation from Turkish banking system. During...

Purpose - Using cross-country data on the 1,000 largest global banks for 2019, the paper aims to examine the response of bank risk and returns to the pandemic. Design/methodology/approach - The author employs weighted least squares (WLS) techniques for the purposes of analysis. Findings - The...

Currently, only 71% of adults in the global South have real access to financial services, compared to 96% in the developed world. Financial inclusion has been identified as one of the most potent factors lifting people out of poverty and enabling development and well-being. As a result, access...

This research paper focuses on the impact of financial technology (fintech) on the financial services and banking sector, with a particular emphasis on its application within the Islamic finance industry. The paper begins by discussing the definition of fintech and its importance in transforming...

Many research studies have been done to investigate the subject of financial inclusion. However, there has been no recent study on the impact of FinTechs on Financial Inclusion in Kenya. This study investigates how FinTechs have affected Financial Inclusion in Kenya based on FinTech and...

We develop a tractable model of systemic bank runs. The market-based banking system features a two-layer structure: banks with heterogeneous fundamentals face potential runs by their creditors while they trade short-term funding in the asset (interbank) market in response to creditor...