Grzybowski, Lukasz; Lindlacher, Valentin; Mothobi, Onkokame - 2023
In this paper, we use survey data from 12,735 individuals from nine Sub-Saharan African countries conducted in 2017. We use the geo-location of respondents to combine the survey data with information on the proximity of mobile network towers and banking facilities. We estimate a two-stage model,...