Community banks have long played an important role in the U.S. economy, providing loans and other financial services to … difficult for community banks to attract and retain customers, and hence to survive. Indeed, the number of community banks and … the shares of bank branches, deposits, banking assets, and small business loans held by community banks in the U.S. have …

was evident at community banks. To address this perceived lack of supply of credit to small businesses, the Small Business … Lending Fund (SBLF) was created as part of the 2010 Small Business Jobs Act. The fund was intended to provide community banks … baseline numbers. The current paper uses Call Report data from community banks an d thrift institutions to look at the impact …