We examine the effects of patient cost-sharing on adolescents' healthcare utilization and out-of-pocket medical … on health improvements and household consumption spending responses suggests that generous patient cost-sharing for …

low health risks to individuals with high health risks. This paper studies whether more cost-sharing leads to less … redistribution and to lower welfare of high-risk individuals. This could be the case because more cost-sharing increases out … the deductible would increase. Nonetheless, high-risk individuals can benefit from higher levels of cost-sharing. The …