Gibbs, Christa; Guttman-Kenney, Benedict; Lee, Donghoon; … - 2024
Since the 2000s, economists across fields have increasingly used consumer credit reporting data for research. We … provide practical guidance on how to use these data to construct economic measures of borrowing, consumption, credit access …, financial distress, and geographic mobility. We explain what credit scores measure, and why. We highlight how researchers can …