Kurowski, Łukasz; Sokal, Katarzyna - In: Financial internet quarterly 19 (2023) 3, pp. 87-99
This paper aims to assess the level of credit risk (from the perspective of default risk) among Polish households … change on household credit risk, we conducted CAWI interviews with 1,006 borrowers residing in different Polish voivodeships …' credit risk and exposes banks to losses. However, we find that households underestimate the credit risk that could arise from …