Charfeddine, Lanouar; Umlai, Mohamed Ismail; El-Masri, Mazen - In: Financial innovation : FIN 10 (2024), pp. 1-37
technology (ICT) usage, and digitization in alleviat‑ ing the level of credit constraint that micro, small, and medium … digitization are key determinants of Qatari MSME access to credit. In particular, PAF and FL are signifcant and have their expected … signs in almost all the Probit regressions. For ICT usage and digitization, although they are key determinants of credit …