Sulaeman, Heti Suryani Fitri; Moelyono, Sri Mulyantini; … - In: Contemporary economics 13 (2019) 2, pp. 205-218
This study analyzes internal and external factors that affect banking efficiency by using quarterly data for 2013-2017. The sample includes conventional and Islamic commercial banks. Hypothesis testing uses the Tobit regression model. The results show that the loan to deposit ratio/ financing to...