Smits, Joeri; Günther, Isabel - In: Development Engineering 3 (2018), pp. 72-82
cash flows of poor households. Financial diaries are increasingly used to improve the precision and accuracy of consumption … groups were, through random assignment, offered financial diaries to keep a record of their daily cash flows for more than a … year. We find no evidence that financial diaries change numeracy skills, loan repayment, reported income, or food …