Mpofu, Olipha; Sibindi, Athenia Bongani - In: Journal of risk and financial management : JRFM 15 (2022) 6, pp. 1-15
as a last resort by SMEs that fail to access credit from the formal finance sector, owing to, among other issues …. Secondly, some entrepreneurs opt for informal finance even if they are eligible for formal finance as a result of its … resources; hence, it fails to fully service SMEs that require larger funding and are not eligible for formal finance. Invariably …