We study the impact of financial literacy on financial risk preference. When financial literacy is measured jointly by … literacy and risk preference. At a given level of self-assessment, as actual financial literacy increases, the willingness to … take risks initially decreases and then rises. Actual financial literacy is modeled to impact risk preference through self …

This study aims to test financial literacy and credit conditions in determining formal credit access to determine the … method for data collection. The results of Smart PLS analysis show that financial literacy and credit terms directly and … performance. Likewise, financial literacy and credit terms indirectly affect the performance of MSMEs. These results mean that …

We assessed the impact of compulsory kindergarten education on early-teenage basic and functional literacy skills …. However, those who were exposed to the policy were more likely to reach full functional literacy by early teenage, which is … with basic literacy skills in later childhood, children who attended kindergarten were more likely to be able to read and …

of digital financial literacy, financial autonomy, financial capability, and impulsivity on financial decision making and … digital financial literacy emerges as a direct and mediating predictor of financial decision making. The dominance of …

This study integrates environmental literacy and integrated behavioral model to address the reduce, reuse, and recycle … environmental literacy, intention, knowledge and skills, habit, and having no or minimal environmental constraints can encourage the … 3Rs behavior. The result also shows that environmental literacy can be a moderator that strengthens 3Rs intention and …

literacy and microfinance sustainability. The research used the purposive sampling method to collect data from the Women … literacy plays an important role in the transformation of rural microfinance institutions (MFIs). Financial literacy works … taken into account in financial literacy. This research provides a comprehensive view to policymakers in developing rural …