Search Results - subject:"Marketplace Lending"

Liquidity risk in FinTech lending : early impact of the COVID-19 pandemic on the P2P lending market

Nigmonov, Asror; Shams, Syed; Alam, Khorshed - In: Emerging markets review 58 (2024), pp. 1-20

Persistent link: https://www.econbiz.de/10014445446

The impact of fintech lending on credit access for U.S. small businesses

Cornelli, Giulio; Frost, Jon; Gambacorta, Leonardo; … - In: Journal of financial stability 73 (2024), pp. 1-25

Persistent link: https://www.econbiz.de/10015081176

A Novel Default Risk Prediction and Feature Importance Analysis Technique for Marketplace Lending using Machine Learning

Imam, Sana Hassan; Huhn, Sebastian; Hornuf, Lars; … - In: Credit and Capital Markets – Kredit und Kapital 56 (2023) 1, pp. 27-62

Marketplace lending has fundamentally changed the relationship between borrowers and lenders in financial markets. As … marketplace lending, highlighting the importance of forecasting default rates and evaluating default features such as the loan … amount, interest rates, and FICO score. Potential borrowers on marketplace lending platforms may already have been rejected …

Persistent link: https://www.econbiz.de/10014556392

The performance of marketplace lenders

Kräussl, Roman; Kräussl, Zsofia; Pollet, Joshua M.; … - 2023

We analyze the performance of marketplace lending using loan cash flow data from the largest platform, Lending Club. We … loans. Thus, marketplace lending has the potential to finance a growing share of the consumer credit market in the absence …

Persistent link: https://www.econbiz.de/10014001219

Marketplace lending: a resilient alternative in the face of natural disasters?

Abedifar, Pejman; Doustali, Hossein; Ongena, Steven - 2023 - This draft: September 5, 2023

Persistent link: https://www.econbiz.de/10014480336

A novel default risk prediction and feature importance analysis technique for marketplace lending using machine learning

Imam, Sana Hassan; Huhn, Sebastian; Hornuf, Lars; … - In: Credit and capital markets : Kredit und Kapital 56 (2023) 1, pp. 27-62

Persistent link: https://www.econbiz.de/10014518604

The performance of marketplace lenders

Kräussl, Roman; Kräussl, Zsofia; Pollet, Joshua M.; … - 2023

Persistent link: https://www.econbiz.de/10014234414

Open banking and customer data sharing: Implications for FinTech borrowers

Nam, Rachel J. - 2022

With open banking, consumers take greater control over their own financial data and share it at their discretion. Using a rich set of loan application data from the largest German FinTech lender in consumer credit, this paper studies what characterizes borrowers who share data and assesses its...

Persistent link: https://www.econbiz.de/10013465057

Consumer lending efficiency : commercial banks versus a fintech lender

Hughes, Joseph P.; Jagtiani, Julapa; Moon, Choon-geol - In: Financial innovation : FIN 8 (2022), pp. 1-39

Fintechs are believed to help expand credit access to underserved consumers without taking on additional risk. We compare the performance efficiency of LendingClub's unsecured personal loans with similar loans originated by banks. Using stochastic frontier estimation, we decompose the observed...

Persistent link: https://www.econbiz.de/10013272697

The impact of fintech lending on credit access for U.S. small businesses

Cornelli, Giulio; Frost, Jon; Gambacorta, Leonardo; … - 2022

Persistent link: https://www.econbiz.de/10013281125