Search Results - subject:"Mortgage arrears"

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Modelling and forecasting UK mortgage arrears and possessions

Aron, Janine; Muellbauer, John - London School of Economics (LSE) - 2010

This paper presents new models for aggregate UK data on mortgage possessions (foreclosures) and mortgage arrears …

Persistent link: https://www.econbiz.de/10011126430

Something will turn up? Financial over-optimism and mortgage arrears

Dawson, Chris; Henley, Andrew - In: Economics Letters 117 (2012) 1, pp. 49-52

This paper investigates the association between unrealised financial expectations (over-optimism) and subsequent mortgage repayment difficulties, using British longitudinal data. Evidence is provided that an increased probability of mortgage payment difficulties post committal is associated with...

Persistent link: https://www.econbiz.de/10010580477

Limiting Possessions? Managing Mortgage Arrears in a New Era

Wallace, Alison; Ford, Janet - In: International Journal of Housing Policy 10 (2010) 2, pp. 133-154

trends to provide peaks and troughs of default. The latest upturn in mortgage arrears, from 2004, has been exacerbated by …' responses to mortgage arrears and possessions from 'pay or possess' to more 'managed forbearance'. It explores the ways in which …

Persistent link: https://www.econbiz.de/10008691613

Modelling and Forecasting UK Mortgage Arrears and Possessions

Aron, Janine; Muellbauer, John - C.E.P.R. Discussion Papers - 2010

This paper presents new models for aggregate UK data on mortgage possessions (foreclosures) and mortgage arrears …

Persistent link: https://www.econbiz.de/10008611018

Sub-prime Mortgage Lending in the UK

Stephens, Mark; Quilgars, Deborah - In: International Journal of Housing Policy 8 (2008) 2, pp. 197-215

This article draws on a census survey of lenders and other published evidence to provide a critical overview of the sub-prime mortgage sector in the UK. Its origins and growth are identified as lying in a combination of changes in the structure of the economy and the introduction of automated...

Persistent link: https://www.econbiz.de/10009221721

Sub-prime Mortgage Lending in the UK

Stephens, Mark; Quilgars, Deborah - In: European Journal of Housing Policy 8 (2008) 2, pp. 197-215

Persistent link: https://www.econbiz.de/10005483178

A Dynamic Analysis of Mortgage Arrears in the UK Housing Market

Figueira, Catarina; Glen, John; Nellis, Joseph - EconWPA - 2005

recession for more than a decade has been accompanied by a sustained decline in the level of mortgage arrears, as reported by … major lenders. This paper seeks to examine the factors which have driven the reduction in mortgage arrears and, in doing so … model is estimated in order to examine long-run and short-run dynamics in mortgage arrears. In line with previous research …

Persistent link: https://www.econbiz.de/10005062515