Alvero, Adrien; Ando, Sakai; Xiao, Kairong - 2022
costs. Using U.S. bank data, we estimate the regulatory costs imposed by the Dodd-Frank Act. Although the estimated … regulatory costs are substantial, they are significatnly lower than those in self-reported estimates by banks … thresholds to avoid regulations. The resulting distortion in the size distribution of banks reveals the magnitude of regulatory …