With the economic crisis, the fight against unemployment in most countries 1 is coetaneous to the need to restrain public expenditure in closing budget deficits. As a consequence, spending cuts have started to affect a large number of decisions that directly or indirectly may be expected to have...

Purpose Life insurance is a kind of long-term investment; hence, the purpose of buying life insurance is to cover both current and future damages for the insured. Although insurance plays a crucial rule in fiscal and economic development, in MENA countries, insurance, especially life insurance,...

In this study, we seek to investigate what influences children's intelligence in early childhood. The Singapore Cohort Study of the Risk Factors of Myopia (SCORM) is used in to assess determinants of childhood IQ and changes in IQ. This longitudinal data set, collected from 1999, includes a...