LEPADATU, Gheorghe; ATANASIU, Virginia; VLADU, Mihaela … - In: Romanian Statistical Review Supplement 60 (2012) 1, pp. 205-217
In many cases there is more than one risk factor dividing the portfolio in different subclasses or sectors. One could for instance consider a first subdivision in industrial fire insurance and fire insurance covering private households. Other risk factors may be used to further classify the...