Widyastuti, Maria; Ferdinand, Deograsias Yoseph Yustinianus - In: Journal of risk and financial management : JRFM 16 (2023) 1, pp. 1-14
method for data collection. The results of Smart PLS analysis show that financial literacy and credit terms directly and … performance. Likewise, financial literacy and credit terms indirectly affect the performance of MSMEs. These results mean that … financial literacy and credit terms have a strategic role in explaining why access to formal credit is growing and is attracting …