Weisser, Christoph; Lenel, Friederike; Lu, Yao; … - In: Development Engineering 6 (2021), pp. 1-19
income and to diversify income sources. We analyze high-frequency electricity usage and repayment data of around 70 …-like electricity usage, relying on a time-dependent proportional hazards model. Our results show that customers with more business …-like electricity usage patterns are significantly less likely to face repayment difficulties, suggesting that using the system to …