Berlinger, Edina; Khayouti, Sára; Kiss, Hubert János - 2022
During the COVID-19 pandemic, many countries eased the burden of borrowers through loan forbearance. Using a … loan forbearance. We find convincing evidence that time discouting associates with the resort to forbearance: individuals … who discount the future less are less likely to take up forbearance, even if we take into account their educational level …