first time whether the underlying nature behind the negative effect of income uncertainty on the owner … income uncertainty and credit constraints exert a significant negative effect on the probability of homeownership. Our main … findings indicate that the negative relationship between labor income uncertainty and the owner-occupancy propensities are just …

Using household panel data, this paper examines the impact of income uncertainty and house price uncertainty on home … income uncertainty and home ownership. This paper utilises data on transitions into home ownership and exogenous variation in … income uncertainty, avoiding the endogeneity of income to home ownership status. It also conditions the empirical estimates …