Andersen, Henrik; Juelsrud, Ragnar Enger - In: Latin American journal of central banking : LAJCB 5 (2024) 2, pp. 1-16
In this paper, we analyse the appropriate capital adequacy ratio for banks from a socio-economic perspective. More equity capital in banks can contribute to financial stability by reducing the risk of costly banking crises, but lending may become more expensive if banks are required finance...