Atal, Juan Pablo; Fang, Hanming; Karlsson, Martin; … - 2021
, we study the German long-term health insurance (GLTHI) from a life-cycle perspective. The GLTHI is one of the few real …-world long-term health insurance markets. We first present and discuss insurer regulation, premium setting, and the main market …To insure policyholders against contemporaneous health expenditure shocks and future reclassification risk, long-term …