Search Results - subject:"overindebtedness"

Can ESG certification help company get out of over-indebtedness? : evidence from China

Lai, Xiaobing; Zhang, Fan - In: Pacific-Basin finance journal 76 (2022), pp. 1-15

Persistent link: https://www.econbiz.de/10013552790

"And forgive US our debts": Do Christian moralities influence over-indebtedness of individuals?

Hasan, Iftekhar; Kiesel, Konstantin; Noth, Felix - 2019

likelihood of households to become overindebted. We find that over-indebtedness is lower in regions in which Catholics outweigh …

Persistent link: https://www.econbiz.de/10011986145

Be Positive and See Yourself Burdened with Debt? The Effect of Biased Expectations on (Over)-Indebtedness

Koch, Melanie; Klühs, Theres; Stein, Wiebke - 2019

Household over-indebtedness has increased worldwide. This study investigates one possible reason for this increase … more today if they expect a higher income in the future. We collect data from an emerging country where over-indebtedness … household characteristics and employing several distinct measures for biased expectations and over-indebtedness, we find a …

Persistent link: https://www.econbiz.de/10012099103

Systemic usury and the European Consumer Credit Directive

Neuberger, Doris; Reifner, Udo - 2019

Usury is a frequent occurrence in consumer credit markets and particularly affects low-income households. Although the term usury conjures images of a greedy individual consciously acting to exploit the weak bargaining position of another by deceitful and even fraudulent means, we consider it as...

Persistent link: https://www.econbiz.de/10012142922

"Ex contingente necessarium …" (M. Luther) – Der ökonomische Kern moralphilosophischer Zinskritik

Hecker, Christian - In: Vierteljahrshefte zur Wirtschaftsforschung 88 (2019) 4, pp. 23-38

, moral criticism of usury also illustrates the necessity to provide for resolving problems of over-indebtedness in a regular …

Persistent link: https://www.econbiz.de/10012434928

Verantwortliche Vergabe von Ratenkrediten durch Banken: Konzeption, Praxis und Potenziale

Größl, Ingrid; Peters, Sally - In: Vierteljahrshefte zur Wirtschaftsforschung 88 (2019) 4, pp. 103-113

Wesentliche Komponenten einer verantwortlichen Kreditvergabe sind ein angemessenes Beratungsgespräch, faire Konditionen und eine Unterstützung durch die Bank in Phasen des Zahlungsverzugs. Der Gesetzgeber legt den Fokus auf Informationspflichten und die Pflicht zu einer angemessenen...

Persistent link: https://www.econbiz.de/10012434934

Be positive and see yourself burdened with debt? : the effect of biased expectations on (over)-indebtedness

Klühs, Theres; Koch, Melanie; Stein, Wiebke - 2019

Persistent link: https://www.econbiz.de/10012268123

"And forgive US our debts" : Do Christian moralities influence over-indebtedness of individuals?

Hasan, Iftekhar; Kiesel, Konstantin; Noth, Felix - 2019

likelihood of households to become overindebted. We find that over-indebtedness is lower in regions in which Catholics outweigh …

Persistent link: https://www.econbiz.de/10011985876

Systemic usury and the European Consumer Credit Directive

Neuberger, Doris; Reifner, Udo - 2019

Usury is a frequent occurrence in consumer credit markets and particularly affects low-income households. Systemic usury exploits poverty by shifting usury into additional products and leveraging usury gains by stringing together individual loan agreements. This paper reviews the economic...

Persistent link: https://www.econbiz.de/10012027590

Systemic usury and the European Consumer Credit Directive

Neuberger, Doris; Reifner, Udo - 2019 - Revised version Dezember 2019

Persistent link: https://www.econbiz.de/10012132614