Junius, Kerstin; Devigne, Lucas; Honkkila, Juha; … - 2022
providing payment services to society and deriving from the resource costs incurred by all parties along the payment chain …. Private costs, in contrast, are the costs incurred by the individual stakeholder only, such as banks and other payment … changing retail payment landscape, such as the shift to electronic payments, and for designing strategies for moving towards …