Klein, Tobias J.; Salm, Martin; Upadhyay, Suraj - 2024
Health insurance premiums often do not reflect individual health risks, implying redistribution from individuals with … redistribution and to lower welfare of high-risk individuals. This could be the case because more cost-sharing increases out … that was in place was a 350 euro deductible. Our counterfactual experiments show that redistribution would decrease when …