Search Results - subject:"regulator"

Silicon Valley Bank: failures in "detective" and "punitive" supervision far outweighed the 2019 tailoring of preventive supervision

Tuckman, Bruce - In: SVB and beyond: the banking stress of 2023, (pp. 70-93). 2023

Persistent link: https://www.econbiz.de/10014365265

Real challenges to the ECB : in-depth analysis requested by the ECON committee

Wyplosz, Charles - Europäisches Parlament / Referat Kontrolle der … - 2023

Persistent link: https://www.econbiz.de/10014294047

Sismondi on money, banking, credit and public debt : an exploratory essay

Bridel, Pascal - In: The European journal of the history of economic thought 30 (2023) 3, pp. 468-485

Persistent link: https://www.econbiz.de/10014294121

Climate regulation and financial risk : the challenge of policy uncertainty

Berg, Tobias; Carletti, Elena; Claessens, Stijn; … - 2023

Climate risk has become a major concern for financial institutions and financial markets. Yet, climate policy is still in its infancy and contributes to increased uncertainty. For example, the lack of a sufficiently high carbon price and the variety of definitions for green activities lower the...

Persistent link: https://www.econbiz.de/10014295540

Less Bank Regulation, More Non-Bank Lending

Chen, Mary; Lee, Seung Jung; Neuhann, Daniel; Saidi, Farzad - 2023

Bank deregulation in the form of the repeal of the Glass-Steagall Act facilitated the entry of non-bank lenders into the market for syndicated loans during the pre-2008 credit boom. Institutional investors disproportionately purchase tranches of loans originated by universal banks able to...

Persistent link: https://www.econbiz.de/10014354765

The Effect of CRM and Capital Adequacy on the Financial Performance of Pakistani Banks

Haider, Ali; Siddiqui, Danish Ahmed - 2023

This paper explored the effect of credit risk management (CRM) and capital adequacy on the financial performance of Pakistani banks. CRM is measured by Cost Per Loan Assets, Loan Loss Provisions ratio, Default Rate Ratio, and Loan & Advances. Banks' performance was captured by their Return on...

Persistent link: https://www.econbiz.de/10014354821

Stress Testing with Multi-Faceted Liquidity : The Central Bank Collateral Framework as a Financial Stability Tool

Cuzzola, Angelo; Barbieri, Claudio; Bindseil, Ulrich - 2023

The paper studies the central bank collateral framework and its impact on banks’ liquidity under an adverse stress test scenario. We construct a stress test model that accounts for a granular and multi-faceted representation of the liquidity of marketable and non-marketable assets. In...

Persistent link: https://www.econbiz.de/10014354850

Political Dominance of Prudential Regulation

Garg, Pranav - 2023

I show that political dominance of prudential regulation leads to inefficient corporate lending and distorts real outcomes for borrowing firms. Using the context of India where state-owned (public) banks compose around 70% of non-bank lending, I exploit a surprise regulation of nonperforming...

Persistent link: https://www.econbiz.de/10014355337

Global Regulatory Response to Climate-related Risks from the Financial Stability Perspective : Challenges and Opportunities

Zhukova, Anastasiia - 2023

The paper analyses potential effects of climate change on financial institutions and the broader financial system. It also examines a significant role financial authorities could play within their existing mandate so as to mitigate risks to financial stability. In particular, the paper...

Persistent link: https://www.econbiz.de/10014355339

Optimal Forbearance of Bank Resolution

Schilling, Linda - 2023

This paper analyzes a regulator's optimal strategic delay of resolving banks when the regulator's announcement of the … intervention delay endogenously affects the depositors' run propensity. Given intervention, the regulator either liquidates the … under receivership''). In either case, I show if the regulator tolerates fewer withdrawals until intervention, the …

Persistent link: https://www.econbiz.de/10014355343