Ono, Arito; Hasumi, Ryo; Hirata, Hideaki - In: Journal of Banking & Finance 42 (2014) C, pp. 371-380
This paper examines the ex-post performance of small and medium enterprises (SMEs) that obtained small business credit … scoring (SBCS) loans, using a unique Japanese firm–bank matched dataset. The ex-post probability of default after the SBCS …