Wang, Jiaxing; Liu, Guoquan; Xu, Xiaobo; Xing, Xinjie - In: Journal of management science and engineering 9 (2024) 2, pp. 177-192
Credit risk prediction for small and medium enterprises (SMEs) has long posed a complex research challenge. Traditional approaches have primarily focused on enterprise-specific variables, but these models often prove inadequate when applied to SMEs with incomplete data. In this innovative study,...