Studies of pre- and post-retirement annual income have focused on the extent to which income falls at this crucial … stage in life. Although these studies vary in scope and intent, the overall consensus is that the Canadian retirement income … system provides income replacement rates that are in the excess of 60% to 70% for a plurality of Canadians, especially for …

places this issue within the context of research on replacement rates, the extent to which family income during the working …

This paper examines the extent to which family income during working years is replaced during the retirement years. It … almost all Canadians (80% to 85% of the population). The adult-equivalent-adjusted family income available to the median … rate of 0.8). Replacement rates in retirement are negatively correlated with income earned around age 55. Median …

achieved during their working years after retirement (income security) is less well understood. To help fill this knowledge gap … various measures of an individual's family income to study four main issues: change in income levels through retirement; the … role that various income sources play in this change; variation in replacement rates through time and between poorer and …