-simulations to investigate heterogeneity in the euro area. We quantify shocks to wealth, income and financial pressure faced by … affected the income-poor, while the declining wealth the income-rich. Although borrowers benefited from the substantial … decrease in interest rates, debt service-income and debt-income ratios for poor households went up as they faced falling …

high-income households inherit more frequently and receive much higher amounts than those from low-income households. Since … intergenerational income mobility is low, highincome households can build wealth, both from regular income and from substantial capital …

decomposing disposable income into labour, property and transfer income is essential for understanding and forecasting consumption …. Finally, substantial crosscountry heterogeneity in marginal propensities to consume out of income and wealth components calls …

We analyse the effect of shocks to housing wealth and income before and after the Great Recession. We combine datasets … containing information on expenditure, income, wealth and debt in a synthetic panel to understand how household indebtedness … affects the response to income and wealth shocks.We find evidence for both a housing wealth effect and income shocks …

income with people in need. A new survey in the long-term SOEP study has now made it possible to collect this information …? Does a high income increase the willingness to donate money? Do education and age play a role? Do people who are happy …