"Solon's (1992) landmark study estimated the intergenerational elasticity (IGE) in income between fathers and sons to …

This paper uses data from a new, large survey to estimate the demand for financial services of low-and-moderate income … particularly difficult (and likely very costly) for the very poor is consonant with our findings that those with less income …

in unsecured debt has been particularly striking for low-income households. Some researchers have suggested that poor … these lost earning via other income sources, showing that consumption falls in response to these earnings shortfalls. I also … sufficient access to unsecured credit to help smooth consumption in response to transitory income shocks. …

We propose an incentive pay scheme for educators that links educator compensation to the ranks of their students within … optimal levels of effort to all students. Because this scheme employs only ordinal information, our scheme allows education …

students on community college campuses. Scholarships were awarded in three payments each semester over the course of two … semesters. Payments were tied to students meeting two conditions—enrolling at least half time and maintaining a “C” or better … earned each semester. One year after random assignment, program group students were more likely to persist at their program …

This paper tests whether state fiscal policy alters neighborhood income homogeneity. One implication of the Tiebout … decrease in neighborhood income homogeneity. …