, and credit records, to identify the effects of increased student borrowing on credit-constrained students' educational …

government and reached 30% of student loan applicants. We show that the low-income and low-achieving students who apply to low … correctly centered. Treatment causes low-income students to reduce their demand for low-return degrees by 4.6%, and increases …-earning college degree programs overestimate earnings for past graduates by over 100%, while beliefs for high-achieving students are …

mapped into the observed 1-5 integer scores, for over 4.5 million students. Earning higher AP integer scores positively … that receiving a score of 3 over a 2 on junior year AP exams causes students to take between 0.06 and 0.14 more AP exams …

We use large-scale surveys of Chilean college applicants and college students to explore the way students form beliefs … to observed values for past students and follow survey participants forward to see how beliefs relate to matriculation … and dropout outcomes. We find that students have correctly centered but noisy cost expectations, and appear to …

suggests that increasing grant aid for low-income college students would enhance welfare in many U.S. settings …We estimate effects of the largest U.S. federal grant for college students using administrative data from Texas four … receipt and earnings beginning four years after entry. Estimated increases in income tax payments fully recoup government …

randomized controlled trials, the impact of a national and state-level campaign to encourage students to apply for financial aid … for college. The campaigns collectively reached over 800,000 students, with multiple treatment arms to investigate …

the Graduate PLUS loan program. Access to additional federal loans increased graduate students' borrowing and shifted the … in constrained students' persistence or degree receipt. We document that among programs in which a larger share of … graduate students had exhausted their annual federal loan eligibility before the policy change--and thus were more exposed to …

Using data on student outcomes and school choice lotteries from a low-income urban school district, we examine how …. The effects are largest for male students entering high school, whose truancy rates decline by 21% in the months after …