the effects of increased access to student loans on credit-constrained students' educational attainment, earnings, debt …

and scholars that the declines in state support have reduced the return to education investment for public sector students … two-year and four-year students, and we analyze individuals into their mid-30s. For four-year students, we find that state … ownership with lower adverse debt outcomes, and these students experience substantial increases in their credit score and in the …

and scholars that the declines in state support have reduced the return to education investment for public sector students … four-year students, and we analyze individuals into their mid-30s. For four-year students, we find that state appropriation … adverse debt outcomes, and these students experience substantial increases in their credit score and in the affluence of the …

For-profit providers are becoming an increasingly important fixture of US higher education markets. Students who attend … than students attending similarly-selective public schools. Because for-profits tend to serve students from more …. The first-stage estimates show that students are much more likely to enroll in a for-profit institution for a given labor …

For-profit providers are becoming an increasingly important fixture of U.S. higher education markets. Students who … default than students attending similarly selective public schools. Because for-profit schools tend to serve students from …-profit institutions. The first-stage estimates show that students are much more likely to enroll in a for-profit institution for a given …

, and credit records, to identify the effects of increased student borrowing on credit-constrained students' educational …