the effects of increased access to student loans on credit-constrained students' educational attainment, earnings, debt …

Selective universities regularly employ policies that favor children of alumni (known as legacies') in undergraduate … policies that favor legacies have disproportionately benefited white students. For this reason, legacy policies lead to … additional costs in terms of reductions in racial diversity. As larger numbers of minority students graduate from colleges and …

Selective universities regularly employ policies that favor children of alumni (known as legacies') in undergraduate … policies that favor legacies have disproportionately benefited white students. For this reason, legacy policies lead to … additional costs in terms of reductions in racial diversity. As larger numbers of minority students graduate from colleges and …

, and credit records, to identify the effects of increased student borrowing on credit-constrained students' educational …