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Bank integration and business volatility

Morgan, Donald P. (contributor); Rime, Bertrand (contributor) - 2000 - [Elektronische Ressource]

We investigate how bank migration across state lines over the last quarter century has affected the size and covariance of business fluctuations within states. Starting with a two-state version of the unit banking model in Holmstrom and Triocole (1997), we conclude that the theoretical effect of...

Persistent link: https://www.econbiz.de/10001590074

Are bank shareholders enemies of regulators or a potential source of market discipline?

Park, Sangkyun (contributor); … - 2001 - [Elektronische Ressource]

In moral hazard models, bank shareholders have incentives to transfer wealth from the deposit insurer - that is, maximize put option value - by pursuing riskier strategies. For safe banks with large charter value, however, the risk-taking incentive is outweighed by the possibility of losing...

Persistent link: https://www.econbiz.de/10001630859

Benefits and spillovers of greater competition in Europe : a macroeconomic assessment

Bayoumi, Tamim A. (contributor); Laxton, Douglas (contributor) - 2004 - [Elektronische Ressource]

We estimate the macroeconomic benefits and international spillovers of an increase in competition using a general …-equilibrium simulation model with nominal rigidities and monopolistic competition in product and labor markets. We draw three conclusions … after calibrating the model to the euro area against the rest of the industrial world. First, greater competition produces …

Persistent link: https://www.econbiz.de/10002101549

Transparency of banking supervisors

Liedorp, Franka; Mosch, Robert; Cruijsen, Carin van der; … - de Nederlandsche Bank - 2011

Following Eijffinger and Geraats (2006), we construct an index of transparency of banking supervisors that takes political, economic, procedural, policy and operational transparency into account. Based on a survey, we construct the index for 24 banking supervisors. There are large differences...

Persistent link: https://www.econbiz.de/10009144152

Knowledge and Opinions about Banking Supervision: Evidence from a Survey of Dutch Households

Cruijsen, Carin van der; Haan, Jakob de; Jansen, David-Jan - de Nederlandsche Bank - 2010

What does the general public know about banking supervision? What objectives does the public think bank supervisors should pursue? We investigate these issues using a survey among Dutch households. First, we find that the public's knowledge about banking supervision is far from perfect. We also...

Persistent link: https://www.econbiz.de/10008783626

Who pays for banking supervision? Principles and practices

Masciandaro, Donato; Nieto, Maria; Prast, Henriette - de Nederlandsche Bank - 2007

This paper focuses on the financing of banking supervision. Countries are classified according to who finances banking supervision the tax payer and/or the supervised industry -, and how the budget and fees are determined. We show that funding regimes differ across countries. Public funding is...

Persistent link: https://www.econbiz.de/10005101845

Card acceptance and surcharging: the role of costs and competition

Jonker, Nicole - de Nederlandsche Bank - 2011

influences total demand. Survey data of Dutch merchants shows that costs, and competition affect acceptance as well as … their customers for using them. Merchants who face any competition accept debit card payments relatively more often than … merchants with monopoly power, and they are less likely to surcharge their customers for debit card usage. Intense competition …

Persistent link: https://www.econbiz.de/10009144149

Preferences and biases in educational choices and labor market expectations: shrinking the black box of gender

Reuben, Ernesto; Wiswall, Matthew; Zafar, Basit - Federal Reserve Bank of New York - 2013

Standard observed characteristics explain only part of the differences between men and women in education choices and labor market trajectories. Using an experiment to derive students' levels of overconfidence, and preferences for competitiveness and risk, this paper investigates whether these...

Persistent link: https://www.econbiz.de/10010690283

Remarks at Panel Discussion on OTC Derivatives Reform and broader financial reforms agenda

Dudley, William C. - Federal Reserve Bank of New York - 2013

Remarks at the 2013 OTC Derivatives Conference, Paris, France.

Persistent link: https://www.econbiz.de/10010724977

Beyond the crisis: reflections on the challenges

Checki, Terrence J. - Federal Reserve Bank of New York - 2009

Remarks at the Foreign Policy Association Corporate Dinner, New York City

Persistent link: https://www.econbiz.de/10010725011