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Unshrouding Effects on Demand for a Costly Add-on : Evidence from Bank Overdrafts in Turkey
Alan, Sule - 2015
The pricing and advertising of tied add-ons and overages have come under increasing scrutiny. Working with a large Turkish bank to test SMS direct marketing promotions to 108,000 existing holders of "free" checking accounts, we find that promoting a large discount on the 60% APR charged for...
Persistent link: https://www.econbiz.de/10012457710
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Poverty Alleviation Strategies Under Informality : Evidence for Latin America
Caruso, Martín - 2019
Strategies based on growth and inequality reduction require a long-run horizon, and this paper therefore argues that those strategies need to be complemented by poverty alleviation programs. With regards to such programs, informality in Latin America and the Caribbean is a primary obstacle to...
Persistent link: https://www.econbiz.de/10012480283
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The Inner Workings of the Patient Centered Medical Home Model
David, Guy - 2016
The patient-centered medical home (PCMH) is a model for restructuring primary care with a focus on improved access to care and clinical excellence. However, to date, the evidence on its effect on healthcare utilization and expenditures has been quite mixed. One possible reason for this may lie...
Persistent link: https://www.econbiz.de/10012456248
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Country Size, Currency Unions, and International Asset Returns
Hassan, Tarek Alexander - 2012
Differences in real interest rates across developed economies are puzzlingly large and persistent. I propose a simple explanation: Bonds issued in the currencies of larger economies are expensive because they insure against shocks that affect a larger fraction of the world economy. I show that...
Persistent link: https://www.econbiz.de/10012460602
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The Changing Structure of Wages in the US and Germany : What Explains the Differences?
Beaudry, Paul - 2000
Over the last twenty years the wage-education relationships in the US and Germany have evolved very differently, while … files from the PSID (US) and the GSOEP (Germany), we demonstrate how factor movements within these countries are associated … capital over the 1979-96 period, while Germany accumulated factors in a more balanced manner …
Persistent link: https://www.econbiz.de/10012471064
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Expectations Hypotheses Tests
Bekaert, Geert - 2000
We investigate the Expectations Hypotheses of the term structure of interest rates and of the foreign exchange market using vector autoregressive methods for the U.S. dollar, Deutsche mark, and British pound interest rates and exchange rates. In addition to standard Wald tests, we formulate...
Persistent link: https://www.econbiz.de/10012471161
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Why Do People Still Live in East Germany?
Hunt, Jennifer - 2000
In 1997 GDP per capita in East Germany was 57% of that of West Germany, wage rates were 75% of western levels, and the … bring convergence, labor flows would respond, enhancing overall efficiency. Yet net emigration from East Germany has fallen … from high levels in 1989-1990 to close to zero. Using state-level data for all of Germany, available from 1991-1996, I am …
Persistent link: https://www.econbiz.de/10012471211
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The Changing Distribution of Job Satisfaction
Hamermesh, Daniel S. - 1999
quantiles rose relative to that of workers in lower quantiles. An identical phenomenon is observed among men in West Germany in …
Persistent link: https://www.econbiz.de/10012471452
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Trade, Human Capital, and Income Risk
Deng, Liuchun; Krishna, Pravin; Senses, Mine Zeynep; … - National Bureau of Economic Research - 2021
human capital plays in this relationship using a rich, worker-level, longitudinal data set from Germany spanning 1976 to …
Persistent link: https://www.econbiz.de/10012794639
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Labor and Investment Demand at the Firm Level : A Comparison of French, German and U.S. Manufacturing, 1970-79
Mairesse, Jacques - 1985
We investigate how labor and investment demand at the firm level (gross as well as net and replacement investment separately) differs in French, German and U.S. manufacturing, and has changed since the 1974-75 crisis. We use three consistent panel data samples of large firms for1970-79, and rely...
Persistent link: https://www.econbiz.de/10012477531