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An empirical assessment of fintechs heterogeneous transmission channels to financial development among African economies

Okoli, Tochukwu Timothy; Tewari, Devi D. - In: Cogent economics & finance 8 (2020) 1, pp. 1-18

The poor use of innovations for financial service delivery among African banks has limited the extent of financial development in the continent. Consequently, financial authorities seeks for a technology-enabled financial solution; an area not well covered in literature. This study therefore,...

Persistent link: https://www.econbiz.de/10013179597

A theoretical framework for simulating systemic risk and its application to analysis of the banking system

Keregero, Chirongo Moses - In: Cogent economics & finance 9 (2021) 1, pp. 1-19

Risk of basic defaults and contagious defaults are two main sources of bank systemic risk. In this paper, a theoretical framework is proposed to classify the time evolution of the basic defaults and contagious defaults using sequences of daily financial data. The new theoretical framework...

Persistent link: https://www.econbiz.de/10013184439

Optimal regulation of banking system' s advanced credit risk management by unified computational representation of business pro- cesses across the entire banking system

Alrabiah, Abdulrahman - In: Cogent economics & finance 6 (2018) 1, pp. 1-23

The impetus for this paper came after the financial crisis of 2007-2008, its global consequences and specifically how incomplete information "information asymmetry" between local banks and regulators extremely affected the banking sector. Financial institutions and regulators are-from a...

Persistent link: https://www.econbiz.de/10012023070

The impact of interest rate spread on the banking system efficiency in South Africa

Shayanewako, Varaidzo Batsirai; Tsegaye, Asrat - In: Cogent economics & finance 6 (2018) 1, pp. 1-11

The banking industry is the engine of economic activities of the modern day financial systems. As such, banks play a very significant part in supporting economic growth through the efficient allocation of resources and risk diversification in an environment of optimal interest rate spread....

Persistent link: https://www.econbiz.de/10012023256

Fintech, foreign bank presence and inclusive finance in Africa : using a quantile regression approach

Iddrisu, Khadijah; Abor, Joshua Yindenaba; Banyen, … - In: Cogent economics & finance 10 (2022) 1, pp. 1-35

Africa is one of the continents with the least inclusive finance. However, with increasing use of mobile phones for financial services or financial technology (Fintech), there are improved opportunities to 'bank the unbanked". Also, there is a significant increase in both the presence of foreign...

Persistent link: https://www.econbiz.de/10014500440

Management of shadow banks for economic and financial stability in South Africa

Ilesanmi, Kehinde Damilola; Tewari, Devi D. - In: Cogent economics & finance 7 (2019) 1, pp. 1-13

The global increase in the regulation of banks has encouraged the channeling of investment funds into less regulated institutions such as shadow banks to avoid restriction. Shadow banks are institutions that operate outside the regulatory framework of the traditional banking system and because...

Persistent link: https://www.econbiz.de/10012023353

Do mobile phones, economic growth, bank competition and stability matter for financial inclusion in Africa?

Chinoda, Tough; Kwenda, Farai - In: Cogent economics & finance 7 (2019) 1, pp. 1-20

whether mobile phones, economic growth, bank competition and stability matter for financial inclusion. Data from 49 countries …. There was evidence to show that financial inclusion responds positively and significantly to shocks in bank competition …

Persistent link: https://www.econbiz.de/10012023995

Bank concentration, competition and financial stability nexus in the East African Community : is there a trade-off?

Nyangu, Moses Nzuki; Marwa, Nyankomo; Fanta, Ashenafi Beyene - In: Cogent economics & finance 10 (2022) 1, pp. 1-25

This paper examines bank concentration, competition, and financial stability nexus across five emerging countries … relationships between bank concentration, competition, and stability. A two-step system Generalised Methods of Moments (GMM) is … concentration and low competition lead to more financial stability and less probability of bank default risk. In addition, a non …

Persistent link: https://www.econbiz.de/10013433300

Impact of banking sector competition on emerging market banks' safety and soundness : study on Indian Banks

Mohapatra, Sabyasachi; Misra, Arun Kumar; Rahman, Molla … - In: Cogent economics & finance 11 (2023) 1, pp. 1-23

The literature is unsettled on the simultaneous existence of Competition-Stability and Competition-Fragility phenomena … with 2-SLS system equation modeling to further explore linkages between competition, systemic risk, and stability … prevailing in the Indian banking system. The study revealed that for Indian banks competition and systemic risk are inversely …

Persistent link: https://www.econbiz.de/10014500859