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that the donor may be sure to get a tax benefit. We interpret this function as insurance and test the option to insure … donations in the lab. Our participants indeed have a positive willingness to pay for insurance against either risk. Yet the … insurance option is only critical for their willingness to donate to a charity if the uncertainty affects the proper use of …
Persistent link: https://www.econbiz.de/10011349366
partial insurance of parental investments against permanent income shocks, but the magnitude of the estimated responses is … small. We cannot reject the hypothesis full insurance against temporary shocks. Another interpretation of our findings is … that there is very little insurance available, but the fact that skill is a non-separable function of parental investments …
Persistent link: https://www.econbiz.de/10010510508
partial insurance of parental investments against permanent income shocks, and we cannot reject the hypothesis full insurance … 10% of family income leads, at most, to an increase in investments of 1.3% of a standard deviation. -- insurance ; human …
Persistent link: https://www.econbiz.de/10009688539
levels of exclusion. Pairing our framework with hospital and insurance demand estimates from Ho and Lee (2017), we compare …
Persistent link: https://www.econbiz.de/10012946942
A life care annuity is a bundled insurance product comprised of a life annuity and long-term care insurance. Some … positive correlation between the two risks and the presence of adverse selection in the life care annuity market. We also … address the pricing risk and solvency risk insurance companies face when providing life care annuities …
Persistent link: https://www.econbiz.de/10013124297
Consumer education is often considered an integral part of microinsurance schemes; a win-win solution that benefits both microinsurance practitioners and their clients. It is supposed to help low-income households make sound choices and practitioners stimulate demand. The current lack of...
Persistent link: https://www.econbiz.de/10013106586
In the health insurance marketplaces established by the Affordable Care Act (ACA), eachstate is divided into a set … number of geographic “rating areas.” The ACA mandates that aninsurer price its health insurance plan uniformly in all …
Persistent link: https://www.econbiz.de/10012909997
patient especially when the patient doesn’t have a health insurance or when the treatment cost exceeds the sum insured limit … of a health policy. A novel insurance plan – “Medical Complication Insurance (MCI)” based on a unique Sandesh Triple … implemented as a sole policy or as addition to a regular health insurance. It can be comprehensively extended to all doctors …
Persistent link: https://www.econbiz.de/10013235690
sample containing financial information from 621 healthcare insurance companies for the year 2006, show that different … importance of efficient management of working capital to the performance and survival of healthcare insurance companies …
Persistent link: https://www.econbiz.de/10014167368
the main different financial sectors, namely, the banking, insurance and other financial services industries contribute to … sector appears to contribute more to systemic risk than the insurance sector. By contrast, the insurance industry is the most …
Persistent link: https://www.econbiz.de/10013063462