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Regulations, Community Bank and Credit Union Exits, and Access to Mortgage Credit
Alexandrov, Alexei - 2018
We analyze the effect of a U.S. subprime mortgage regulation on the availability of mortgagecredit. Due to all subprime mortgage originators being affected by the regulation studied,there is no natural control group. We use a pro t maximization assumption to construct acontrol group. We nd no...
Persistent link: https://www.econbiz.de/10012937901
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A Two-Tiered System of Regulation is Needed to Preserve the Viability of Community Banks and Reduce the Risks of Megabanks
Wilmarth, Arthur E. - 2015
Persistent link: https://www.econbiz.de/10013031978
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Intensified regulatory scrutiny and bank distress in New York City during the Great Depression
Richardson, Gary; Van Horn, Patrick - 2008
"New data reveals that bank distress peaked in New York City, at the center of the United States money market, in July and August 1931, when the banking crisis peaked in Germany and before Britain abandoned the gold standard. This paper tests competing theories about the causes of New York's...
Persistent link: https://www.econbiz.de/10003729671
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Cryptocurrencies, monetary stability and regulation : Germany's nineteenth century private banks of issue
Mandeng, Ousmène - 2018
Persistent link: https://www.econbiz.de/10012319453
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Assessing the de facto independence of regulatory agencies : the case of the Swiss Federal Banking Commission in the 1990s
Maggetti, Martino - 2006
Persistent link: https://www.econbiz.de/10003365975
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How Insurers Differ from Banks : A Primer in Systemic Regulation
Thimann, Christian - 2014
This paper aims at providing a conceptual distinction between banking and insurance with regard to systemic regulation. It discusses key differences and similarities as to how both sectors interact with the financial system. Insurers interact as financial intermediaries and through financial...
Persistent link: https://www.econbiz.de/10013046635
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Regulations, competition and bank risk-taking in transition countries
Agoraki, Maria-Eleni K. (contributor);  … - 2008
Persistent link: https://www.econbiz.de/10003788757
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Best instruments for market discipline in banking
Caldwell, Greg (contributor) - 2007
The author develops a dynamic model of banking competition to determine which capital instrument is most effective in … incorporate charter value and competition for depositors into their risk-taking decision. The paper's main finding is that …
Persistent link: https://www.econbiz.de/10003463658
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Competition and entry in banking : implications for stability and capital regulation
Boot, Arnoud W. A.; Marinč, Matej - 2006
We assess the influence of competition and capital regulation on the stability of the banking system. We particularly … show that competition improves the monitoring incentives of better quality banks and deteriorates the incentives of lower … quality banks; and that precisely for those lower quality banks competition typically compromises the effectiveness of capital …
Persistent link: https://www.econbiz.de/10011348715
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When banks strategically react to regulation : market concentration as a moderator for stability
Schliephake, Eva - 2013
Persistent link: https://www.econbiz.de/10010197094