The importance of micro-entities due to their generation of employment and propelling economic activity, together with the fact of their particularities, implies the need to design appropriate methods that anticipate their bankruptcies. For that purpose, a hybrid model by combining parametric...

When evaluating observably similar loan applications from men and women, do loan officers favor men? This paper randomly assigned loan requests of variable amounts to a balanced sample of male and female prospective borrowers who then submitted the assigned loan requests to randomly assigned...

The importance of micro-entities due to their generation of employment and propelling economic activity, together with the fact of their particularities, implies the need to design appropriate methods that anticipate their bankruptcies. For that purpose, a hybrid model by combining parametric...

When evaluating observably similar loan applications from men and women, do loan officers favor men? This paper randomly assigned loan requests of variable amounts to a balanced sample of male and female prospective borrowers who then submitted the assigned loan requests to randomly assigned...

Spanish Abstract: La presente investigación ofrece una medición estandarizada del Bienestar Financiero en Colombia y propone un análisis predictivo para identificar los factores asociados a este índice. El análisis se basa en los Modelos de Respuesta Graduada (GRM), y modelos de aprendizaje...

The present research focuses on the differences that the tourists' belonging to two unlike cultural groups - i.e., low uncertainty avoidance individualists versus high uncertainty avoidance collectivists - imposes on the performance of the model explaining the generation of satisfaction and...

In recent years, payment systems have benefited from technological developments that have accelerated their evolution and adaptation to user needs. Payment systems ultimately depend on central bank money, and the debate about the advisability of updating the different ways of representing this...