We exploit the random assignment of judges in personal bankruptcy proceedings to test whether race and politics bias … judges granting debt discharges in chapter 13 (reorganization) and chapter 7 (liquidation) bankruptcy proceedings. To do so …, we have collected a random sample of 9,526 bankruptcy petitions. As race is not reported on court documents directly, we …

In this paper, we empirically assess the role of individual social capital on personal bankruptcy and default outcomes … economic environments, we find that default/bankruptcy risk rises and then falls over the lifecycle, while a borrower who owns … a home or is married has a lower risk of default/bankruptcy. Moreover, a borrower who migrates 190 miles from his “state …

assets (cash and pensions), appearing on the balance sheets of neighboring bankruptcy filers …

We use a linked housing transaction dataset and a personal bankruptcy dataset to study the impact of housing credit on … personal bankruptcy in Singapore. Using a difference-in-differences (DD) approach, we find that an increase in housing credit … increases the monthly instalment by 560-900 Singapore dollar, and increases the likelihood of personal bankruptcy by 0 …

Using a unique dataset that merges bankruptcy and motor events with personal data in Singapore, this study finds … significant evidence of gender gap in personal bankruptcy risk. We show that the women' odds in bankruptcy events is 28% of the … find that the gender effect is stronger in Chinese's bankruptcy events, but weaker in Malay and Indian bankruptcy events …

factors may mitigate lenders’ bankruptcy risk in these neighborhoods. We show that bankruptcy filers obtain more secured but …