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Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak - 2017

-2010 including the Dodd-Frank Act. We show that during this period, the foreclosure starts on delinquent mortgages were delayed in …-committee districts. In these areas, banks delayed the start of the foreclosure process by 0.5 months (relative to the 12-month average …

Persistent link: https://www.econbiz.de/10011968870

Reducing strategic default in a financial crisis

Agarwal, Sumit; Mikhed, Vyacheslav; Scholnick, Barry; … - 2021

Persistent link: https://www.econbiz.de/10012744669

Reducing Strategic Default in a Financial Crisis

Agarwal, Sumit; Mikhed, Vyacheslav; Scholnick, Barry; … - 2021

changes to Canadian consumer insolvency regulations. Our novelty is that the incentives from increasing penalties for default …

Persistent link: https://www.econbiz.de/10013321871

Peers' income and financial distress : evidence from lottery winners and neighboring bankruptcies

Agarwal, Sumit; Mikhed, Vyacheslav; Scholnick, Barry - 2018

Persistent link: https://www.econbiz.de/10011971064

The effects of mandated financial counseling on household mortgage decisions : evidence from a natural experiment

Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - 2008

Persistent link: https://www.econbiz.de/10003783431

Do financial counseling mandates improve mortgage choice and performance? : evidence from a legislative experiment

Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - 2009

We explore the effects of mandatory third-party review of mortgage contracts on the terms, availability, and performance of mortgage credit. Our study is based on a legislative experiment in which the State of Illinois required “high-risk” mortgage applicants acquiring or refinancing...

Persistent link: https://www.econbiz.de/10003892591