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The reaction of consumer spending and debt to tax rebates : evidence from consumer credit data
Lusardi, Annamaria (contributor);  … - 2007
Persistent link: https://www.econbiz.de/10003651474
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Financial literacy and suboptimal financial decisions at older ages
Fong, Joelle H.; Koh, Benedict SK.; Mitchell, Olivia S.; … - 2019
Over the life-cycle, wealth holdings tend to be highest in the early part of retirement. The quality of financial decisions among older adults is therefore an important determinant of their financial security during the asset drawdown phase. This paper assesses how financial literacy shapes...
Persistent link: https://www.econbiz.de/10012113846
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Crime and Early Retirement Among Older Americans
Mitchell, Olivia S.; Silverman, Dan - 2011
This paper investigates the relationship between local crime rates and the retirement decisions of older Americans. We … do so by linking data from the Health and Retirement Study with measures of local crime patterns taken from the Federal … Bureau of Investigation's Unified Crime Reports. If we condition on crime rates alone, there is either a weakly positive or …
Persistent link: https://www.econbiz.de/10014029203
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The reaction of consumer spending and debt to tax rebates: Evidence from consumer credit data
Lusardi, Annamaria; Mitchell, Olivia S. - 2007
We use a new panel dataset of credit card accounts to analyze how consumer responded to the 2001 Federal income tax rebates. We estimate the monthly response of credit card payments, spending, and debt, exploiting the unique, randomized timing of the rebate disbursement. We find that, on...
Persistent link: https://www.econbiz.de/10010298384
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Financial literacy and retirement planning : new evidence from the Rand American Life Panel
Lusardi, Annamaria (contributor);  … - 2007
Persistent link: https://www.econbiz.de/10003651403
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Planning and financial literacy : how do women fare?
Lusardi, Annamaria (contributor);  … - 2008
"Many older US households have done little or no planning for retirement, and there is a substantial population that seems to undersave for retirement. Of particular concern is the relative position of older women, who are more vulnerable to old-age poverty due to their longer longevity. This...
Persistent link: https://www.econbiz.de/10003651557
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Measuring and explaining management practices across firms and countries
Bloom, Nicholas; Van Reenen, John - 2006
Persistent link: https://www.econbiz.de/10003326113
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Optimizing the retirement portfolio : asset allocation, annuitization, and risk aversion
Horneff, Wolfram J.; Maurer, Raimond; Mitchell, Olivia S.; … - 2006
Persistent link: https://www.econbiz.de/10003354841
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Measuring and explaining management practices across firms and countries
Bloom, Nicholas (contributor); Van Reenen, John (contributor) - 2006
Persistent link: https://www.econbiz.de/10003313493
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Financial signaling by innovative nascent entrepreneurs
Audretsch, David B.; Bönte, Werner; Mahagaonkar, Prashanth - 2009
External finance is central for nascent entrepreneurs, people in the process of starting new ventures. We argue that nascent entrepreneurs use patents and prototypes in order to signal their ability to appropriate the returns from their innovation as well as the project’s feasibility. Our...
Persistent link: https://www.econbiz.de/10003836942