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Public good aspects of TARGET : natural monopoly, scale economies, and cost allocation
Bolt, Wilko; Humphrey, David B. - 2005
Persistent link: https://www.econbiz.de/10002850265
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Size matters: economies of scale in european payment processing
Beijnen, Christine; Bolt, Wilko - 2008
Persistent link: https://www.econbiz.de/10003820610
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Size matters: economies of scale in European payments processing
Beijnen, Christine; Bolt, Wilko - 2007
Persistent link: https://www.econbiz.de/10003597069
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Competition in bank-provided payment services
Bolt, Wilko; Humphrey, David B. - 2013
Persistent link: https://www.econbiz.de/10010211914
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Competition in Bank-Provided Payment Services
Bolt, Wilko - 2013
Banks supply payment services that underpin the smooth operation of the economy. To ensure an efficient payment system, it is important to maintain competition among payment service providers but data available to gauge the degree of competition is quite limited. We propose and implement a...
Persistent link: https://www.econbiz.de/10013072776
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Competition in Bank-Provided Payment Services
Bolt, Wilko - 2013
Banks supply payment services that underpin the smooth operation of the economy. To ensure an efficient payment system, it is important to maintain competition among payment service providers, but data available to gauge the degree of competition are quite limited. We propose and implement a...
Persistent link: https://www.econbiz.de/10013082219
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Costs and Benefits of Building Faster Payment Systems : The U.K. Experience and Implications for the United States
Greene, Claire - 2015
implemented its Faster Payments Service (FPS) at a cost of less than ₤200 million (.014 percent of U.K. GDP, or $307 million …
Persistent link: https://www.econbiz.de/10013028294
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Pricing in Retail Payment Systems : A Public Policy Perspective on Pricing of Payment Cards
Bolt, Wilko - 2012
economics of payments …
Persistent link: https://www.econbiz.de/10013113006
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Retail Payment Systems : Competition, Innovation, and Implications
Bolt, Wilko - 2012
Efficient payment services underpin the smooth operation of the economy. Competition and innovation are key drivers for payment market efficiency in both the short and long run. This paper gives an overview and tries to assess the key determinants that affect pricing, competition and the...
Persistent link: https://www.econbiz.de/10013096211
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Has COVID changed consumer payment behavior?
Greene, Claire; Merry, Ellen; Stavins, Joanna - 2021 - This version: October 2021
The COVID-19 pandemic has caused large changes in consumer spending, including how people make their payments. We use … use of cash for purchases, and shifted their personto-person (P2P) payments away from paper (cash and checks). Those … from home during COVID made significantly higher shares of their payments online or through mobile devices and were less …
Persistent link: https://www.econbiz.de/10012705023