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Public good aspects of TARGET : natural monopoly, scale economies, and cost allocation
Bolt, Wilko; Humphrey, David B. - 2005
Persistent link: https://www.econbiz.de/10002850265
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Size matters: economies of scale in european payment processing
Beijnen, Christine; Bolt, Wilko - 2008
Persistent link: https://www.econbiz.de/10003820610
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Size matters: economies of scale in European payments processing
Beijnen, Christine; Bolt, Wilko - 2007
Persistent link: https://www.econbiz.de/10003597069
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Competition in bank-provided payment services
Bolt, Wilko; Humphrey, David B. - 2013
Persistent link: https://www.econbiz.de/10010211914
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Competition in Bank-Provided Payment Services
Bolt, Wilko - 2013
Banks supply payment services that underpin the smooth operation of the economy. To ensure an efficient payment system, it is important to maintain competition among payment service providers but data available to gauge the degree of competition is quite limited. We propose and implement a...
Persistent link: https://www.econbiz.de/10013072776
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Competition in Bank-Provided Payment Services
Bolt, Wilko - 2013
Banks supply payment services that underpin the smooth operation of the economy. To ensure an efficient payment system, it is important to maintain competition among payment service providers, but data available to gauge the degree of competition are quite limited. We propose and implement a...
Persistent link: https://www.econbiz.de/10013082219
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Effects of Credit Scores on Consumer Payment Choice
Hayashi, Fumiko - 2013
This paper investigates the effects of credit scores on consumer payment behavior, especially on debit and credit card use. Anecdotally, a negative relationship between debit card use and credit score has been reported; however, it is not clear whether that relationship is related to other...
Persistent link: https://www.econbiz.de/10013091144
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Faster Payments in the United States : How Can Private Sector Systems Achieve Public Policy Goals?
Hayashi, Fumiko - 2015
Consumers and businesses are increasingly expecting faster payments. While many countries have already developed or are … in process of developing faster payments, the availability of these payments is fragmented in the United States. The …. However, private-sector faster payments systems will face significant challenges in achieving public policy goals of ubiquity …
Persistent link: https://www.econbiz.de/10013011545
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Faster Payments in the United States : How Can Private Sector Systems Achieve Public Policy Goals?
Hayashi, Fumiko - 2015
Consumers and businesses are increasingly expecting faster payments. While many countries have already developed or are … in process of developing faster payments, the availability of these payments is fragmented in the United States. The …. However, private-sector faster payments systems will face significant challenges in achieving public policy goals of ubiquity …
Persistent link: https://www.econbiz.de/10013020292
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Pricing in Retail Payment Systems : A Public Policy Perspective on Pricing of Payment Cards
Bolt, Wilko - 2012
economics of payments …
Persistent link: https://www.econbiz.de/10013113006