national income estimates of consumption, suggesting that payments data might contribute to a solution. Though imperfect, these ….) at the point-of-sale (POS), for bill payment (BP), and for all other payments. …

of payments experts the private-sector payments industry on the one hand, and the academic, research, and policymaking … second conference was learning more about the numerous consumer payments data sources that are available but which are not … sessions on payment card loyalty programs and the transition from cash to electronic payments were informative and stimulated …

Payment Choice, hosted by the Federal Reserve Bank of Boston's Emerging Payments Research Group (EPRG) on July 25, 2008 …

survey developed by the Consumer Payments Research Center of the Federal Reserve Bank of Boston and implemented by the RAND … payments from paper to electronic by providing a broad‐based assessment of U.S. consumers’ adoption and use of nine payment … 53 percent of their monthly payments with a payment card (credit, debit, and prepaid). More consumers now have debit …

after accounting for rewards paid to households by banks, the lowest-income household ($20,000 or less annually) pays $21 …