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is expected that the creation of a Single European Payments Area (SEPA) will spur consolidations and mergers among …
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after accounting for rewards paid to households by banks, the lowest-income household ($20,000 or less annually) pays $21 …
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the same time, consumers reduced their use of credit cards and (to a lesser extent) debit cards, as well as payments made … percent made a mobile payment. By focusing on payments by consumers only, the SCPC complements the recent 2010 Federal Reserve … Payment Study, which describes the entire noncash payments economy …
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Efficient payment services underpin the smooth operation of the economy. Competition and innovation are key drivers for payment market efficiency in both the short and long run. This paper gives an overview and tries to assess the key determinants that affect pricing, competition and the...
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